Thursday, December 30, 2010

How to Open a PayPal Account?


Send money to family and friends, forward a gift of money, buy items online - PayPal is the secure, free, easy way to pay. Enroll your UnionBank Card in Paypal

  1. Sign-up for an account at www.Paypal.com. Be sure to select Philippines as the country where you live in and use Philippine PESO as the primary currency.

  1. Enter your 16- character card number and Card Verification Value(CVV) –last 3-digit number found at the back of the card.

  1. Enter your address of record at UnionBank as your billing address that appears in your monthly statement, and for EON Visa Electron, use the address found in the Profile page at the Unionbankph.com online banking site.

Link

Adding UnionBank EON CyberAccount to your Paypal account

Adding your UnionBank EON CyberAccount account to withdraw funds from your Paypal account

Step1 : Log into your Paypal account


Click “Profile “tab and then click “Bank account”

Step2: Add bank details

(Please take note that your first name and surname on your Paypal account must match the name of your bank account. If it does not , the withdrawal request will be rejected by UnionBank. )

The bank code number of UnionBank is 010419995.

Step 3: Review your bank account information

Step 4: Confirm


Link


How to withdraw from Paypal to EON!


To those who take out money from Paypal to any Philippine bank, you may find this post useful. Withdrawing money from Paypal to UnionBank EON CyberAccount debit card is cheaper than using different bank accounts. Other bank charges Php200 to Php250 per transfer.


Step1: Login to your Paypal account

Click” My account” tab and then “Withdraw” sub tab

Step2: Select the “Withdraw funds to your bank account" option

Step 3: Select the bank account and amount to withdraw

Step4: Confirm the transfer

It typically takes 5-7 banking days but UnionBank credits it upon receipt from PCHC via EPCS.

Minimum withdrawal amount:

Minimum withdrawal limit for US Dollars is $10.00. But it depends on the currency which you want to withdraw.

Fees when withdrawing funds from yourPaypal account:

Options

Processing Time

Cost

Withdraw funds to your bank account

UnionBank account 5- 7 working days

Free for 7,000 PHP or more P50.00 for 6,999.99 or less

Transfer funds to your card


Link

4 working days




$5.00 USD (VISA exchange rate for the day of withdrawal request)




Wednesday, December 29, 2010

Official Paypal Bank Codes of Major Banks in the Philippines

Bank Codes of Major Banks in the Philippines

In the Philippines, to complete your PayPal withdrawal, you will need to enter the name of your bank, your bank account number and the corresponding 9-digit bank code, which identifies your bank.

BANK NAME

9 digit bank code

ALLIED BANKING CORP

010320013

AUSTRALIA NEW ZEALAND

010700015

ASIA UNITED BANK

011020011

BANGKO SENTRAL NG PILIPINAS

010030015

BANGKOK BANK

010670019

BANK OF AMERICA

010120019

BANK OF CHINA

011140014

BANK OF TOKYO

010460012

BANCO DE ORO (& EPCIB)

010530667

BANK OF COMMERCE

010440016

BANK OF THE PHIL ISLANDS

010040018

CHINA BANKING CORP

010100013

CHINA TRUST COMML BANK

010690015

CITIBANK N.A.

010070017

DEVT BANK OF THE PHILS

010590018

DEUTSCHE BANK

010650013

EAST WEST BANK

010620014

EXPORT & INDUSTRY BANK

010860010

FUJI BANK

010640010

HONGKONG AND SHANGHAI BANK

010060014

INTL COMML BANK OF CHINA

010560019

INTL EXCHANGE BANK

010680012

JP MORGAN CHASE BANK

010720011

KOREA EXCHANGE BANK

010710018

INTL NEDERLAND BANK

010660016

LAND BANK OF THE PHILS

010350025

MAYBANK OF THE PHILS

010220016

METROPOLITAN BANK & TRUST CO

010269996

PHIL BANK OF COMMUNICATION

010110016

PHIL TRUST COMPANY

010090039

PHIL NATIONAL BANK

010080010

PRUDENTIAL BANK

010150018

PHIL VETERANS BANK

010330016

RIZAL COMML BANKING CORP

010280014

SECURITY BANK & TRUST CO

010140015

STANDARD CHARTERED BANK

010050011

UNITED COCONUT PLANTERS BANK

010299995

UNION BANK OF THE PHILS

010419995

UNITED OVERSEAS BANK

010270189

Monday, June 1, 2009

Working in a Call Center... Easy?

“I’ll be at the call center ‘till something better comes along my way!” This has been one of the common testimonials of most call center agents that I’ve heard which runs thru my mind most of the time coz this is as well quite true. By the way, this is part of lyrics of one of the songs of Raymund Marasigan, vocalist of the Filipino rock band Sandwich.

I have been functioning in this line of business for a year and six months now. For all my life, I have never expected being at this point. Eight hours of non-stop talking, a thirty-minute break of three period, doing all the crazy positions on your seat while taking calls (it all depends which ever makes you comfortable), sipping a coffee and water at the same time to keep you awake and to avoid a dried and itchy throat, cracking stupid jokes with co-agents while customer is on hold, and pretending to be extremely busy whenever the boss is visible.

They say that working in a call center is the easiest job in this freaking world and at the same time you got to earn a lot. I say hell no! They’re absolutely wrong! It all depends on the kind of account you’ll be handling and to who are you catering to. It is not that easy working your ass off while everybody else is snoring late at night. If you handle U.S. accounts (like I do), you’ll have the chance to choose one of the shifts like from 6pm—3:30am, 10pm-7:30am, 1am-10:30am and or the 4am-1:30pm all Manila time. Unfortunately, none of these schedules go well with a typical Filipino life. That’s the main point right there.

Second, it’s not that easy for us to put in plain words and enlighten a variety of things to our customers by means of the universal language due to the fact that this is not our native tongue. You gotta say those words exactly how it is supposed to be said. Chances are you’ll end up having a nosebleed and much worse stutter on each word that you deliver.

Third, after a day’s work or shall I say midnight’s work and you’re pretty much exhausted and doing those big yawns once in a while, you suddenly realize that everyone else is just rushing their way to work on a 9am-5pm shift with envy on your sleepy face. When you reach home, family members are just about to sip a cup of coffee to greet that lovely morning while you are getting ready to resign yourself, say goodnight to the morning and lay your back for maximum of six to seven hours of sleep a day (that’s if you are lucky enough given that your neighbors don’t have kids that usually love to play around just outside near your room’s window). Also, you need to be ready to miss most of your family or relative gatherings and some drinking sessions on a weekend coz for sure you’ll be spending it at the office scratching your butt and wish you just absent yourself from work then call your boss and pretend to be really sick.

Fourth, you’ll realize that time passes you by so fast. Your pubic develop faster than usual all because of stress. Your tummy becomes bigger and bigger due to lack of work out. Your eye bags turn out to be horribly massive. Now who still says that this is the easiest job ever?

Alright now! Shake it off! Dust yourself off! Pay day comes, the most wonderful day of the month ever. When you check your payroll card’s balance you’ll be surprise to know that sometimes it’s more than the amount you’re expecting. Eventually, you’ll get to spend some for a night of unlimited drinks with friends and officemates, send your family or parents their monthly allowance, get to stock several groceries enough for two weeks, set aside everyday’s finances going to work, get to buy couple of things that you ever wanted, spare a little wealth for beggars, and to top it all, put away some amount on your savings account.

One of the main reasons why we are still here in this industry is because of the fact that even if most of the needs of human can be replaced by machines, still, the psychological need of a person is the best instrument to attain the highest level of customer service that is through person to person communication. At the end of the day, you’ll be thankful to know that even if you’re oceans apart from that person, you know that you have accomplished a great job and put smile on a customer’s face.